Social Vision.  The need for development in the personal and business spheres of family life in the Philippines led a group of able businessmen and his eminence, Ricardo J. Cardinal Vidal to start the enterprise.  With the expertise of these individuals in the field of finance, CVFC continues its mission to provide funding and financial advisory. 

Financial Security.  Central Visayas Finance Corporation puts the interests of their clients first and foremost.  It does so as a responsible fund manager to individuals and as a conduit for developing businesses.  It does so without compromising its fiscal health and takes precautions in venturing into investment opportunities.

History. Since its inception in 1993, Central Visayas Finance Corporation has been engaged in loan financing and leasing.  The company’s roots lie in Cebu City. It catered to its business interests in the Visayas Mindanao region. The company engaged in financial leasing of machinery, transport vehicles, vessels, and office equipment.  Our credit facilities were extended to consumers, industrial, commercial and agricultural enterprises. 

In 2001, the company expanded its domestic operations and extended its services in Metro Manila.  We have developed vital relationships and gained new clientele in the area.  Manila is currently our principal place of business. 

Trusted.  Central Visayas Finance Corporation handles the Personal Loan Program of several large enterprises in the Philippines.  In 2002, it signed a memorandum of agreement with the San Miguel Food Group, a major division in San Miguel Corporation.  They were the first company to avail of the program.  Central Visayas Finance Corporation handles the personal loans of employees from Coca-Cola Bottlers Philippines, Sugarland Corporation, Cebu City Marriott and Manila Water Company Inc. 

Updated Technology.  The company prides itself for having an Integrated Loan and Accounting System.  This software-based system allows us to process and record accounts efficiently.

New Services.  In 2005, Central Visayas has ventured into the Receivables Discounting, designed to meet short-term cash flow requirements without the need of security or collateral.  In 2007, the company intends to venture into micro financing for agricultural and entrepreneurial purposes. In November 2007, the company started offering the Seaman’s Loan Program, a multi-purpose financing facility for sea-based OFWs.