Business Loans

Lease Financing

For the purchase of office equipment, machinery or vehicle intended for direct business purposes

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Product Features

For the purchase of office equipment, machinery or vehicle intended for direct business purposes
Better alternative to outright purchase requiring huge cash outlays
High loan to value ratio
Up to two years to pay
Competitive interest rates
Low processing fees
Payable via PDC

Eligibility

For entrepreneurs or companies in existence for at least three years
With evident capacity to pay
Must have good credit standing (applicants are free from cancelled credit cards and have no pending court case with material financial implications)

Documentary Requirements

Completely filled-up application form
Recent ID pictures of applicants/main officers with signature at the back
Bio-data of company officers
Secretary’s Certificate authorizing persons to transact loan for the company
Business registration certificates
Business permits
ITRs (last three years)
Bank statements (last six months)
Utilities billing statement
Price quote of equipment, machinery or vehicle to be bought
Chattel Mortgage Agreement
Sketch of location/residence

Financial Services

Consumer Loans

Housing Loan

Use the fund for acquiring a vacant lot, house and lot, townhouse unit, condominium unit with or without parking space, house construction, house renovation or improvement, refinance an existing housing loan or for equity payment

Business Loans

Receivable Discounting

Free up cash by drawing against

Business Loans

Revolving Credit Line

Whether it’s to set-up a new office, expand the business, remedy immediate cash requirements or draw from a revolving fund to finance changing business needs, CVFC has the right business loan package for you.

Consumer Loans

Seaman Loan

Loan especially designed for seafarers

Consumer Loans

Salary Loan (with Employer Tie-up)

From buying household appliances to building your dream house, from purchasing your own car to financing your small business needs, Central Visayas Finance Corporation has the right consumer loan package to answer to your needs.