Consumer Loans

My Auto Loan

Available for the purchase of a brand-new or pre-owned passenger car, AVU, SUV, LCV or van of your

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Product Features

Available for the purchase of a brand-new or pre-owned passenger car, AVU, SUV, LCV or van of your choice
Financing up to 80% of selling price for brand new vehicles, and 70% of selling price or appraised value (whichever is lower) for pre-owned cars
Up to 5 years to pay. For pre-owned cars, year/model of vehicle should not exceed 10 years upon date of maturity
Affordable interest rates
Affordable processing fees
Quick processing, released within 24 hours upon submission of complete documents
Payment via PDC, ATM or auto-debit arrangements

Eligibility

Gross family income of at least P50,000.00 a month
Must be a regular employee with the company, or business is in existence for at least 2 years
With good credit standing

Documentary Requirements

Completely filled-up application form
Recent ID picture of applicant and spouse with signatures at the back
Certificate of employment or proof of income
ITR (last two years)
Utilities billing statement
Chattel Mortgage
Comprehensive insurance with endorsement
Sketch of residence

Financial Services

Consumer Loans

Housing Loan

Use the fund for acquiring a vacant lot, house and lot, townhouse unit, condominium unit with or without parking space, house construction, house renovation or improvement, refinance an existing housing loan or for equity payment

Business Loans

Receivable Discounting

Free up cash by drawing against

Business Loans

Revolving Credit Line

Whether it’s to set-up a new office, expand the business, remedy immediate cash requirements or draw from a revolving fund to finance changing business needs, CVFC has the right business loan package for you.

Consumer Loans

Seaman Loan

Loan especially designed for seafarers

Consumer Loans

Salary Loan (with Employer Tie-up)

From buying household appliances to building your dream house, from purchasing your own car to financing your small business needs, Central Visayas Finance Corporation has the right consumer loan package to answer to your needs.